Kreditbee is a mobile and web-based platform designed to provide instant personal loans with minimal documentation digitally. Driven entirely by technology, the customers can get the credit approved in minutes. Along with instant credit, the application also provides 24*7 customer care services 365 days a year to the customers and offers various products, like cash loans, salary advances, and instant loans making it a popular choice for borrowers. An easy solution to a loan for everyone, getting credit through the Kreditbee, has the following advantages:
- You don’t require any credit history.
- The process is 100% online.
- Services are available in all Indian cities.
- There is the freedom to utilize the money.
Kreditbee Personal Loan
- Kreditbee Personal Loan Interest Rate starts from 1.02%.
- Kreditbee charges a processing fee of Rs. 130 – Rs. 850 on a personal loan.
- Loan tenure of Personal Loan ranges from 3 Months to 15 Months.
- Get a personal loan of ₹ 1,000 to ₹ 2,00,000 from Kreditbee.
- On failure of loan repayment, the app charges a penalty of Rs. 500 + 0.15% of installment due.
Kreditbee Interest Rate
Kreditbee interest rate starts from 1.02% on a personal loan, which is decided based on the income, occupation, and credit history of the customer.
Kreditbee App Download
- The application can be easily installed by downloading from the play store. To download the application enter your mobile number.
- An OTP with the downloading link will then be sent to the number.
- Users can easily install the application by clicking on the link sent on the mobile number.
How does Kreditbee work?
The process of getting credit through Kreditbee is quick as the process is entirely online with no physical work. To get a loan through Kreditbee, one needs to follow the following steps:
- Checking eligibility: You need to create an account with Kreditbee to get credit. Once you download the app, you will be required to give some permissions and basic information based on which the app will calculate your eligibility.
- Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit.
- Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.
- Getting a loan: The amount of credit will then be directly transferred to your bank accounts.
Kreditbee Personal Loan Documents
The disbursement of the loan is fast and requires a minimum of documents as compared to other loans. These are the documents that you need to submit for the loan.
- Photo Identity proof: PAN Card
- Permanent address proof: Aadhar card / Voter card / Utility bill / Driving license or Passport
- Your selfie
- Latest salary slips
Kreditbee Customer Care
Kreditbee has a dedicated customer care support line. If you are not satisfied with the services provided by the application, you can contact the customer support line.
You can either raise your concern or complaint on customer service email [email protected] or can directly reach out to Kreditbee at 804-429-2200. You can also contact at the registered office address Finnovation Tech Solutions Pvt. Ltd., 3rd Floor, No.100, The Royal Stone Tech Park, Benninganahalli, K.R.Puram Bengaluru, India – 560016 of the Kreditbee.
✅What is the interest rate of Kreditbee?
Kreditbee offers affordable and convenient personal loans to salaried employees at an attractive rate of 1.02%.
✅What are the Eligibility Criteria of Kreditbee?
To apply for credit from the application, one needs to meet the minimal documents and eligibility criteria. Unlike any other loan, it does not require any credit history to avail of the loan.
✅How do I repay my Kreditbee loan?
The credit taken through the Kreditbee loan can be repaid through multiple modes like Debit card, UPI, Netbanking, and wallet.
✅How do I get a loan from Kreditbee?
The process of getting a loan through Kreditbee is easy, quick, and affordable. You need to follow these steps to get credit from Kreditbee.
✅Which is the best instant personal loan app?
There are various personal loan applications like Cashbean, Kreditbee, Cashe, Loantap, PaySense, and Early salary, which provides instant loans at attractive prices.
✅Is Kreditbee a safe site?
The data shared by Kreditbee is transferred to the lenders with the consent of borrowers over a secure connection.
✅Does Kreditbee check the CIBIL score?
No. Kreditbee provides loans to everyone without any verification of credit history.
✅How can I get a salary in advance?
Kreditbee provides salary advances to working professionals for overcoming any financial constraint. It offers advances with a limit of ₹ 1,000 to ₹ 2,00,000 at zero credit history.