LIC Jeevan Utsav – Life Time 10% Profit And Insurance Coverage

LIC Jeevan Utsav

LIC Jeevan Utsav

Life Insurance Corporation of India (LIC) has introduced a game-changer: the LIC Jeevan Utsav policy. This innovative offering is not merely another insurance plan; it represents a paradigm shift in the way individuals perceive and avail life insurance.

Unraveling Jeevan Utsav

LIC Jeevan Utsav is a testament to the corporation’s dedication to crafting solutions that resonate with the evolving needs of its clientele. Positioned as a non-linked, non-participating, individual savings whole life insurance plan, it strikes a delicate balance between investment and protection.

The Lifelong Assurance

One of the standout features of LIC Jeevan Utsav is its promise of lifelong insurance coverage. This means that from the moment a policyholder invests in this plan, they are assured of coverage throughout their life. Such an offering dispels the uncertainties associated with traditional insurance plans, providing policyholders with peace of mind knowing that their loved ones are safeguarded.

Financial Security for Heirs

The financial implications of one’s demise can be daunting. Recognizing this, LIC Jeevan Utsav ensures that the policyholder’s heirs are not burdened with uncertainties. Upon the unfortunate demise of the policyholder, the Sum Assured and the Premium Term Guarantee Addition are bestowed upon the heirs, ensuring financial stability and continuity.

Also Read….. LIC Jeevan Pragati 

Flexibility in Premium Payments

Understanding the diverse financial landscapes of its customers, Jeevan Utsav offers flexibility in premium payments. With premium tenure options ranging from a minimum of five years to a maximum of 16 years, individuals can choose a payment period that aligns with their financial capabilities and goals.

Accrued Benefits: A Rewarding Proposition

LIC Jeevan Utsav is not just about protection; it’s also about growth. During the premium payment period, policyholders stand to benefit from guaranteed additions, enhancing the value proposition of the plan. Moreover, the flexibility extends to the manner in which these benefits are accrued and withdrawn, offering policyholders unparalleled control over their investments.


In a bid to cater to a broader demographic, Jeevan Utsav welcomes individuals from as young as three months to those up to 65 years old. With a minimum sum insured set at Rs 5,00,000 lakh and no upper limit on the maximum sum insured, the plan is designed to accommodate varying needs and aspirations.

Options Galore

Jeevan Utsav presents policyholders with two distinct earning options:

  1. Regular Income Option: Under this, policyholders can avail 10 percent of the basic sum assured annually after three to six years. This steady stream of income serves as a reliable financial cushion, offering periodic returns.
  2. Flexi Income Option: For those seeking increasing returns, the Flexi Income Option is the ideal choice. Here, the annual income grows incrementally, providing escalating benefits that can be withdrawn as per the policyholder’s discretion.

Liquidity and Accessibility

Recognizing the evolving financial needs and emergencies, Jeevan Utsav offers policyholders the flexibility to withdraw up to 75 percent of the accrued Flexi Income Benefit, inclusive of interest. This ensures that liquidity is never a constraint, empowering policyholders to navigate unforeseen circumstances with confidence.

Online and Offline

Accessibility is at the core of Jeevan Utsav’s design. Whether one prefers the traditional route of joining through licensed agents, corporate agents, brokers, and insurance marketing firms or the modern convenience of online registration via the LIC website, the onboarding process is streamlined and hassle-free.


In conclusion, LIC’s Jeevan Utsav stands as a beacon of assurance and growth in the insurance landscape. With its unique features, flexible options, and unwavering commitment to customer satisfaction, it exemplifies the perfect blend of protection, savings, and financial growth. As individuals embark on their life’s journey, Jeevan Utsav ensures that they are accompanied by a trusted partner, safeguarding their interests and aspirations every step of the way.

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