SBI Elite Credit Card Assessment

The SBI Elite Credit score card is a top class credit card. This card has three versions due to SBI’s collaboration with visa, Mastercard and American Express. There may be a moderate difference within the facilities that these 3 agencies provide. From club Vistara club to airport lounges, it enables vacationers and even the device of praise factors is attractive.

This card is a sophisticated model of the sbi prime, it has the lowest overseas currency markup and there are praise points on buying items from overseas web sites as properly.

Features of SBI Elite Credit Card

  • A one-time joining charge, which SBI calls an annual fee of INR 4,999 + taxes.
  • An annual rate or renewal fee, which needs to be paid each year to the music of INR 4,999 + taxes.
  • There can be no annual price on spending INR 3lakh.

Welcome benefits

  • E-gift voucher worth INR 5,000 from any of the subsequent brands: Bata/hush puppies, pantaloons, Aditya Birla fashion, shoppers stop and

Reward Point

  • 5x praise factors for spends on eating, departmental shops and grocery.
  • 2 reward points in keeping with INR a hundred on all other spends.
  • No reward factors on gasoline.

Redeeming Reward Point

  • Reward point may be used to pay credit card dues.
  • 1 reward point = INR 0.25

Extra Features of SBI Elite Credit Card

Fuel surcharge waiver

  • 1% surcharge on gasoline will not be charged (government service tax will be charged) to the maximum amount of INR 250. After this amount, the surcharge can be relevant.

Complimentary club Vistara silver membership

  • 1 improve voucher.
  • 9 membership Vistara factors for every INR a hundred spent on Vistara flights.
  • Offer is legitimate for primary cardholders handiest.

Milestone benefits

  • There are 10,000 bonus reward points on spending among INR 3lakh and 4 lakh in a year.
  • 15,000 bonus reward factors on spending between INR 5 lakh and 8 lakh in a year.
  • No annual price on spending INR 10 lakhs.

Lounge Access

  • Global priority skip lounges are to be had four times in a years but the card holder can avail maximum two visits in line with region.
  • Home lounges in India may be visited 8 times in a yr but once more just like the worldwide lounges this may also be availed two times per region.
  • This offer is to be had for the number one cardholder most effective.

Trident privilege membership

  • Trident privilege pink tier club for SBI elite credit card customers.
  • One gets 1,000 welcome points on registration.
  • 1,500 bonus points on the first live and further INR 1,000 lodge credit on extended night stay.

Lowest Forex Markup

  • This card has the bottom foreign forex mark-up charge of 1.99% on worldwide usage.
  • 2 praise factors on every INR 100 spent on global transactions.

Exclusive concierge provider

  • Help on flower shipping, present transport, online health practitioner session, amongst others.

Fraud liability cowl

  • A cowl of INR 1 lakh masking any fraudulent buy in this card is supplied by using the business.
  • This cover is valid for a duration of 48 hours before reporting to seven days after reporting of loss, any other transaction can be charged.

Air liability cowl

  • Air accident legal responsibility cowl of INR 1 crore for the number one account holder only.
  • This cowl is best available for the tickets that have been booked with this credit card best.

Emergency card alternative

  • You may get a alternative card anywhere within the international. You most effective ought to touch the emergency helpline.

Add-on  cards

  • This facility is to be had for dad and mom, partner, children or siblings above the age of 18.

Stability transfer on EMIs

  • Cardholders can transfer the first-rate balance of other credit score playing cards to SBI elite credit card and pay the money back at a lower charge of hobby for a special quantity of time.


  • This facility converts transactions of INR 2,500 into easy monthly installments within 30 days of the acquisition. You could convert a buy into Flexipay by making use of for it on the website.

Mastercard/visa/American Express privileges

  • The SBI elite credit score card has 3 variations and all the 3 offer certain facilities. Underneath are the facilities that are precise to a particular card.


  • One complimentary lesson according to month at selected golf courses throughout India.
  • Four rounds of complimentary green prices access (inexperienced charge is the charge that golfers pay as a way to advantage access to the path).
  • 50% off on golf games.
  • 15% bargain on fine to be had room quotes and up to 15% discount on meals and liquids on the Lalit accommodations.


  • Up to 10% bargain on Hertz cars.
  • Up to 35% on the rents of Avis car leases.
  • Various benefits throughout 900 luxurious accommodations worldwide.

American Express

  • American Express eating platform: up to 25% cut price on numerous dining gives.
  • Complimentary tablet plus club: get right of entry to to VIP enhancements and privileges at resorts worldwide.


  • For salaried people, the age must be among 21-55.
  • Self employed it ought to be between 21-70.

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