1- Covers pre and post hospitalizationOne of the key benefits of a health insurance policy is that it covers your medical expenses incurred just before and after hospitalization.

2 – Covers pre-existing diseasesA health plan covers you for a pre-existing disease once you have completed the waiting period mentioned in the policy certificate.

3 – Provides cashless treatmentAt the time of hospitalization, you don’t have to worry about arranging cash to pay your hospital bill. Your health insurance company will settle it directly with the hospital if it is in their network.

4 – Lets you claim tax benefitYou can claim a tax benefit on health insurance premiums under section 80D of the Income Tax Act, 1961.

5 – Covers ambulance expensesComprehensive health insurance also pays for your ambulance expenses during a medical emergency.

6 – Provides additional sum insuredKeeping healthy has its own benefits. You can enjoy an additional sum insured for every claim-free year as per the policy certificate of your health plan.

A health insurance policy covers medical expenses for illnesses or injuries. A reliable health insurance plan protects you from sudden medical expenses. It reimburses your bills or pays the medical care provider directly on your behalf. Comprehensive medical insurance covers the cost of hospitalization, daycare procedures, medical care at home (domiciliary hospitalization), ambulance charges, amongst others. A health insurance policy covers medical expenses for illnesses or injuries. A reliable health insurance plan protects you from sudden medical expenses. It reimburses your bills or pays the medical care provider directly on your behalf. Comprehensive medical insurance covers the cost of hospitalization, daycare procedures, medical care at home (domiciliary hospitalization), ambulance charges, amongst others.

A health insurance policy covers medical expenses for illnesses or injuries. A reliable health insurance plan protects you from sudden medical expenses. It reimburses your bills or pays the medical care provider directly on your behalf. Comprehensive medical insurance covers the cost of hospitalization, daycare procedures, medical care at home (domiciliary hospitalization), ambulance charges, amongst others.